Payment Solutions

Give your customers the power to choose the payment path that’s best for them.

Pathtivity offers fast, flexible, low-cost payment options you can trust.

Debit and Credit Card Processing

We offer convenient debit and credit payment solutions across multiple payment platforms to offer your customers secure, reliable transactions no matter the size of your business.

ACH Processing

All ACH Processing is not created equal. Our advanced ACH payment gateway offers you significant benefits, including same day or next day payments, return support, and threshold management.

PAYMENT FEATURES

Superior Pricing

Pathtivity’s aggregate transaction volume enables us to help secure the best possible processing pricing for you.

Complete Transparency

Our consultative approach will show you where even the slightest adjustment in your strategy can yield significant savings.

Reliability

As a processing gateway, we work with multiple processors to provide you with reliable redundancy for your business operations.

Security

We offer PCI DSS Level 1 security on our platform to ensure safe, secure transactions you can count on.

Enable Your Customers to pay any
time and any place they choose.

ONLINE

Enable your customers to have the 24/7 flexibility to securely and reliably make payments through your customized online payment portal. Accessible through any device, customers can easily log in wherever and whenever they want to manage their account and choose their preferred payment method. It’s the perfect way to improve customer experience, while helping to increase on-time payments.

TEXT-TO-PAY

Simplify the payment process by enabling your customers to quickly and easily make payments through their phone without having to log in to a payment portal.  Following a simple SMS verification, customers can be sent a link to make payments for bills, loans – virtually anything.  It’s quick, convenient, and perfect for customers on the go.

PHONE/IVR

Today’s consumers have no interest in long phone queues – especially to make a payment. An Interactive Voice Response (IVR) system enables your customers to easily jump right to the task at hand by following simple voice prompts to complete their payment over the phone. It’s an easy, reliable self-serve option for customers who prefer not to provide their information online.

RETAIL
Despite the conveniences of online payment portals, text-to-pay, and IVRs, it’s still important to offer convenient in-store payment options. Pathtivity offers your customers the ability to pay through terminals with their debit or credit card. Card payments are cleared immediately (vs. ACH), giving customers the comfort of knowing their obligations have been satisfied. Happy borrowers borrow more!
Remotely Created Checks (RCC)
Remotely created checks offer convenience, speed, and security. RCC removes the cumbersome wait time for a check, while eliminating the risk of lost or stolen checks. Plus, RCC checks process faster than traditional checks – and help ensure on-time payment for consumers.
Contact us now for a free processing consultation and learn how our outcome-driven approach can drive efficiency and reduce costs.